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Traditional Prime Rate Loan

Secure financing at a competitive 6.79% APR, with funding available up to $20,000,000 depending on your industry and qualifications.

Fast & Flexible Small Business Funding

Trusted online financing with same‑day or next‑day funding and dedicated loan support.

📌 Unsecured Working Bridge Loans 

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  •  Loan amounts from $5,000 to $13,000,000

  • term 3 years max 

  • Same-day funding available

  • 1 year required time in business 

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📌 Term Loan

  • Loan amounts from $5,000 to $250,000

  • Terms up to 3 years, with fixed monthly payment

  • Same-day funding available in certain states for loans ≤ $100K (must apply before cutoff time)

  • Rates start around 6.79% APR — average APR typically around 6.79%

📌 Line of Credit

  • Up to $100,000 revolving credit

  • 12, 18, or 24-month terms; pay only interest on what you use

  • Instant funding (1K–10K) via registered debit card — usually within 30 minutes

  • APR starts around 6.79%, average closer to 6.79%

  • $20 monthly maintenance fee (waived if $5K+ drawn in first week)

✅ Why Choose Us

  • Apply online in under 10 minutes — get decisions in minutes

  • No hard credit pull — only soft inquiry on owner's credit

  • Dedicated, U.S.-based loan advisors available Monday to Friday

  • We report on-time payments to business credit bureaus

🎯 Eligibility Criteria

  • At least 1 year in business

  • Minimum $100,000 in annual revenue

  • Owner FICO score 625+ (soft pull only)

  • Active business checking account

Note: Availability may vary by state. Some industries are restricted.

📞 Book Your Funding Call Now
 

Need more info? Call (424) 427-1823 or email uw@capnovafunding.com.
Loan advisors available weekdays, 6 a.m.–9:30 p.m. CaliforniaTime

Schedule your service

Schedule an appointment with one of our underwriters

Check out our availability and book the date and time that works for you

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CAPNOVA FUNDING

CUSTOMER SERVICE

424-427-1823

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